The numbers shown are examples. Replace them with your own; they stay on this device only.
Loan, card, bill and savings-plan amounts come straight from their tabs. The daily figure is the total divided by 30 days.
No goals yet. Add what you are saving for and how much.
Edit card bills and fixed bills in the Bills tab, and loans in the Loans tab.
Green is what you paid or saved that day; grey is what you spent. Tap a date for details.
No cards yet. Add one below.
No fixed bills yet. Add what goes out every month, like phone and utilities.
No savings plans yet. Add anything you pay into monthly, like a savings account or a retirement plan.
No loans yet. Add your first one below.
This rate is above the legal maximum. Contact your financial regulator 1332.
Your payments are below the monthly interest, so the debt is not shrinking. Do not carry this alone; talk to a credit counselor.
Assumes the extra goes to the highest-rate loan first, and payments from finished loans roll into the next one.
Add a loan to see your debt-free date.
No holdings yet. Add your crypto and stocks below.
Current prices are not updated automatically; edit them yourself.
The break-even return is the average rate of the loans that would be paid off. Taxes, trading fees and prepayment fees are not included. This is a calculation, not investment advice.
Your records live only in this browser on this device. Back up before switching devices or clearing browser data. The backup contains your money figures, so do not send it to anyone.
Nonprofit credit counseling. A counselor can review your debts and set up a debt management plan.
nfcc.orgYour rights with debt collectors, and where to file a complaint about a lender or collector.
consumerfinance.govLocal help with rent, utilities, food and other essentials.
211.orgRepayment plans, deferment and forgiveness options for federal student loans.
studentaid.govFind free legal aid near you for bankruptcy, debt lawsuits and garnishment.
lawhelp.orgOutside the United States, look for a nonprofit credit counseling service in your country. Programs change, so check with each organization.
Figures are estimates, not financial advice. Everything you enter is stored only in this browser.